Terms & Conditions

Please review the following Terms of Use on which you may make use of our website www.pirbright.ca  Please review the Terms of Use (and the Privacy Policy) thoroughly before you begin to use our website. By using our website, you indicate that you accept these Terms of Use and Privacy Policy and that you agree to abide by them. If you do not agree with these, please refrain from using our website.

We reserve the right to amend these Terms of Use at any time and without notice. Any such amendments shall be effective once the revisions have been posted on this website. You should check the Terms of Use every time you access this website.

The last update was made on October 9, 2013.

Any contract of insurance that is purchased through this website is subject to the relevant policy terms and conditions in effect at the time that contract of insurance commences.

Information about us

This Website is operated by webdna

Pirbright Professions Inc. is an incorporated company in Alberta.  We are located at 1915 – 34 Avenue SW, Calgary, Alberta, T2T 2C2, Canada.

Pirbright Professions Inc. places insurance coverages with Lloyds’ syndicates.  Pirbright Professions Inc. acts as a broker in the purchasing of contracts of insurance via this website.

Pirbright has a contractual relationship with its insurance markets and receives a commission under that contract.  Pirbright Professions Inc. pays the costs of the operation of this website by webdna.

Accessing our Website

Access to our website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our website without notice (see below). We will not be liable if for any reason our website is unavailable at any time or for any period. This website is intended for use by clients domiciled in and operating primarily in Canada.

From time to time, we may without liability restrict access to some parts of our website, or our entire website, to users who have stored quotations with us.

If you choose, or you are provided with, a “Username”, “Password” or any other piece of information as part of our security procedures for using the services on this website (such as for generating a quotation), you must treat such information as confidential, and you must not disclose it to, or permit its use by, any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms of Use.

We will be entitled to assume that all transactions or communications effected via your Username and Password are in fact authorised and/or conducted by you and we may act upon these without further investigation. We will not be obliged to adjust or reverse any such instructions or transactions and we will not be liable to you for acting on or processing or otherwise acting on such transactions or communications.

You will indemnify us for any loss we suffer as a result of misuse of your Username and Password, where such misuse results from your failure to use reasonable endeavours to prevent unauthorised or fraudulent use.

You will not post any material to our website, which is obscene, defamatory, threatening or otherwise actionable at law or which would constitute a criminal offence. You will indemnify us against any loss we may suffer by reason of any breach by you of this obligation.

You are responsible for making all arrangements necessary for you to have access to our website. You are also responsible for ensuring that all persons who access our website through your internet connection are aware of these Terms of Use, and that they comply with them.

Information about you and your visits to our Website

We process information about you in accordance with our Privacy Policy. By using this website, you consent to such processing and that all data provided by you is accurate.

Telephone communications

As a result of you using this Website you may need to contact us via telephone. These telephone calls may be recorded for training purposes, for complaints handling and/or to assist in the prevention of fraud. By using such communication method you consent to such activities taking place. Any information communicated via telephone shall be handled in accordance with our Privacy Policy.

Quotations

All quotations given through this website (other than those which we expressly describe as “bound” quotes) are only intended to be indicative of your likely premium. Such quotations are based on a limited amount of information provided by you and are also based on some assumptions made by us. Such preliminary quotations are not intended to be binding quotations and the premium quoted may vary once further details about your insurance have been provided to us either via the website or by telephone.

All quotations provided via the website or by telephone are valid for a period of 30 days.  Quotations provided following submission to other markets are subject to their terms for quotation validity.

Liability

We will take care to keep the information on the website as accurate and up-to-date as possible but give no guarantees regarding the accuracy or availability of the website.

Other than in respect of death or personal injury resulting from our negligence or the negligence of other members of our corporate group, our directors, employees or agents, neither we nor other members of our corporate group or any of our directors, employees or agents are liable for any loss, damage or consequential loss arising out of or in connection with the use of this Website or the information in it, including but not limited to loss, damage or consequential loss arising from computer viruses, hacking, spyware or adware.

Intellectual Property

All material contained on the website is our property or the property of our third party licensors. All intellectual property rights are reserved to ourselves or to our third party licensors.

We grant you a limited licence to:

• Access any part of the website you are authorised to access;
• Print off pages from the website in so far as is necessary to obtain application forms, quotations or renewal terms, contract of insurance put into force (including printing a full copy of the relevant policy), or utilise the other functions made available to you by the website.

You may not:

• Copy, tamper or alter, distribute or use any material or design contained within this website except as is expressly permitted by these Terms of Use or with our prior written consent.
• Re-use any content of the Website for any other purpose whatsoever.

Links to Other Websites

Links from this Website to other websites are provided for your information and convenience only.

We do not accept any responsibility or liability whatsoever for the content, accuracy or any other aspect of such websites.

The provision of a link does not imply an endorsement of any kind by us.

You may not link this website to another website without our prior written consent.

If you would like to create such a link, please write to 1915 – 34 Avenue SW, Calgary, Alberta, T2T 2C2, Canada, or email btaylor@pirbright.ca

Viruses, hacking and other offenses

You must not misuse the website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to the website, the server on which the website is stored or any server, computer or database connected to the website. You must not attack the website via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the website will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the website or to your downloading of any material posted on it, or on any website linked to it. You must ensure that your computer has all necessary software to protect you from computer viruses.

Governing Law

Your use of the website is governed by Law of Canada and any disputes as to these Terms of Use or your use of the website shall be referred to the exclusive jurisdiction of the Court System of Canada.

Complaints Procedure

Any query or complaint regarding the use of this Website should be addressed to Pirbright Professions Inc. at 1915 – 34 Avenue SW, Calgary, Alberta, T2T 2C2, Canada, who will immediately investigate your query or complaint and provide a response.

Use of this website does not affect you or your organisation’s statutory rights or the statutory or regulatory complaint procedures open to you.

The Underwriters

Insurance contracts arranged via this website are underwritten by Lloyds’ Syndicates. The arrangement of insurance or the provision of quotations via this website are subject to these Terms of Use and also to the policy terms, conditions and exclusions.

Global Restrictions

Pirbright Professions Inc. make no representation that the content of this website is appropriate for use in all locations, nor that products or services discussed at this website are available for sale or use in all jurisdictions. Those who access this website do so on their own initiative and are responsible for compliance with applicable local laws or regulations. This website is designed for use by clients domiciled in and operating primarily from Canada and other users of this website may not necessarily be able to deal directly with all entities that have materials at this website.

Personal Information Protection Act (PIPA)

All private information Pirbright Professions Inc. obtains from any person, including our prospects, customers, partners, and employees must be accompanied by disclosure for the reason of collection, consent for its use, and a guarantee that the information will be safeguarded and only used for the purposes of original collection as per the Personal Information Protection Act.

Contact Details

Questions, comments and requests regarding these Terms of Use and/or the Privacy Statement are welcomed and should be addressed to Pirbright Professions Inc. at Suite 600-1000 Centre St N, Calgary, Alberta, T2E 7W6, Canada or email us at dgriffith@pirbright.ca